Travel Insurance.
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Most people go on holiday but very few take travel insurance Ensuring proper careduring tour is a matter of prime concern. “It would be a huge financial burden if you fell sick abroad without any health insurance cover.” Says Dr. Sheered Deshpande, head of Health and travel Insurance, BajajAllianz. The plan is designed wit h a place for handling every mishap during the trip.
There’s both domestic and overseas travel insurance and it’s a prerequisite for visas for some countries. This overseas insurance plan offers all travel and medical benefits. The travel benefits included in the overseas travel plan are loss/delay of baggage, loss of passport, personal liability, daily hijack allowance, trip delay/curtailment and financial cash emergency
Overseas medical insurance plan provides cover for medical treatment, repatriation of mortal remains, personal accident and hospitalization expenses. This plan offers double benefit to its customers. The overseas travel health insurance can be purchased on individual basis, for family, senior citizens and so on l Travel insurance plan ensures world-class safety for its buyers.
Coverage under Travel Insurance;- Travel insurance can provide you with a number of benefits, but the type of insurance that you get will determine what that coverage is. Here is a list of various types of travel insurance policies you can have. You can often lump several of these together into one policy.
Cancellation Costs: If you face an unforeseen cancellation of your travel and it has been prepaid, this type of insurance can help you get fees charged back. This is for prearranged costs only when the expenses are not normally refunded. It also cover costs associated with being unable to continue your travel due to becoming ill or injured, or due to severe weather.
Other types of travel insurance include out of pocket expense coverage, loss of income coverage, travel delay coverage, return airfare coverage, rental vehicle insurance excess, domestic pets...and many more. annual trip basis. An advantage of buying this policy is that the customer travel without worries. Even segment specific plans are offered to suit every kind of travel need.
The primary objective of this plan is to make overseas travel hassle-free and safe in any medical emergency. The premium you pay depends upon your age, number of travel days and destination. Students going abroad for college too can be covered for illness, reimbursement of tuition fees where studies are discontinued due to illness or death of either parent or themselves.
Choosing the insurer
Whether you’re taking it directly or through a travel agent choose a recognized insurance company Before signing your contract for travel insurance, get the details. Have papers in hand about what your insurance covers and what it does not. Be sure you are fully aware of all costs, premium payments you must make and the overall protections provided. Also ask them to explain their foreign tie-ups and double check that with emails to their partners abroad. The best thing about the company and its overseas travel insurance plan is that the customer is not required to give any medical test. Apart from this, you can also buy this plan through the website also.
Not Expensive
If aged 41 to 60 traveling within Asia for 14 days a Rs425 premium covers you for $15’000. For Rs 1100 you can be covered for $50’000 in
